Fast Cash Flow Solutions Tailored for Australian SMEs
Transforming Dreams into Reality
Take control of your business growth with fast cash flow funding
Our tailored solutions help you bridge gaps, cover costs, or seize new opportunities — with quick approvals and flexible terms.
✔ Borrow $5k to $500k
✔ Terms up to 5 years
✔ Funding as fast as 24 hours
✔ No property security needed for loans up to $150k
Discover Flexible Cash Flow Solutions to Grow Your Business
Our tailored cash flow loans support your business growth with fast approvals, flexible terms, and options suited to both small and large-scale needs.
Business Boost Loan (Unsecured)
- ✔ Borrow from $5,000 to $150,000
- ✔ No upfront asset security required
- ✔ Flexible terms: 3 to 24 months
- ✔ Fast approval — funds available in as little as 1 day
Business Growth Loan (Secured)
- ✔ Borrow up to $500,000 (backed by property or assets)
- ✔ Lower interest rates
- ✔ Terms up to 36 months
- ✔ Structured repayment plans
- ✔ Streamlined application process
- ✔ Transparent pricing — no hidden fees
- ✔ Real human support, not just automated decisions
Line of Credit
- ✔ Access up to $500,000 (revolving credit)
- ✔ Renewable 24-month term
- ✔ Only pay interest on what you use
- ✔ Fast approval — funding within 24 hours
- ✔ Min. $6K monthly turnover + 2+ years' trading history
Frequently Asked Questions About Cash Flow Loans
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A business cash flow loan is a short-term funding solution that helps cover operational expenses, income gaps, or urgent business needs. It’s typically based on your business's turnover and trading history, not asset collateral. Renown Lending offers both secured and unsecured cashflow funding tailored to Australian SMEs.
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With our streamlined assessment process, you can receive funding within as little as 24 hours. Approval times depend on the type of loan and your eligibility, but many businesses qualify and access funds quickly — ideal when you need fast business cash.
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Not necessarily. Renown Lending provides both secured and unsecured business loans. For amounts under $150,000, no collateral is required. For higher loan amounts, security may be needed depending on your business profile.
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Yes, you may still be eligible. We assess more than just your credit score. If your business has a minimum $6K monthly turnover and meets our trading history requirements, you could qualify for cash flow finance even with less-than-perfect credit.
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A cash flow loan provides a fixed lump sum upfront, which you repay over a set term with interest. It’s ideal for planned expenses like marketing, equipment, or bridging short-term gaps.
In contrast, a line of credit gives you access to revolving business finance, allowing you to draw funds as needed — and you only pay interest on what you use. This makes it perfect for managing ongoing cash flow or covering unexpected costs without reapplying each time.
Renown Lending offers both options to suit different business needs. Learn more about our Line of Credit option.
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Yes. Unlike traditional loans, cashflow funding allows businesses to borrow based on their projected incoming cash — not just collateral or credit score. This makes it ideal for SMEs with consistent revenue but limited assets. At Renown Lending, our cashflow loans are structured for fast approvals, flexible repayment terms, and tailored solutions that suit the unique needs of Australian businesses.
Ready to Secure Fast Cash Flow Funding?
Get the working capital you need now — without delays or unnecessary paperwork.
Request a call or apply online today to access flexible cash flow solutions with confidence.