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Equipment Line

A Smarter Way to Pay for Equipment and Fitouts

Take control of your cash flow while growing your business. The Equipment Line allows you to purchase the tools, tech, or fitout you need—now—with affordable monthly repayments over up to five years.

✔ Borrow up to $1 million

✔ No establishment or annual fees

✔ Buy from any supplier, new or second-hand

Why Choose the Equipment Line?

Flexible Purchasing Power

Buy the equipment you need—any time, from any supplier. Whether it's new tech, machinery, or a full shop fit out, one universal limit covers it all.

Keep Cash Flow Smooth

Start generating revenue while you repay gradually. Spread costs over 5 years with monthly instalments—plus enjoy up to 120 days deferral for fitouts.

Fast, Simple Access

Register online, upload your invoice, and get your supplier paid the next business day. No lengthy paperwork for facilities under $500,000.

No Surprise Fees

Enjoy peace of mind with a fixed interest rate and no hidden fees—ever.

Product Features

  • Facility Type: Equipment Line

  • Loan Amount: From $2,000 to $1,000,000

  • Repayments: Monthly over up to 5 years

  • Fitout Deferral: Up to 120 days

  • Annual Fixed Rate: 13.95% – 16.95%

  • Fees: No establishment or annual fees

  • Equipment Type: New or second-hand

  1. Business Requirements: 2+ years trading

How It Works

  • Apply Online: Register and link your business bank account.

  • Upload Your Invoice: Choose your supplier and send us the invoice.

  • We Pay Them Direct: Once approved, we pay your supplier the next business day.

  • You Repay Monthly: Set and forget—installments are debited from your business account each month.

Frequently Asked Questions

  • Facilities under $500,000 can be approved within hours, no paperwork required. Once your Facility Agreement is signed, upload your invoice and we’ll pay the supplier the next business day.

  • Enjoy a fixed annual rate between 13.95% and 16.95%. No annual or establishment fees. Extra repayments or paying out early? Totally free.

  • We’ll automatically debit your monthly instalments from your linked business bank account—no manual work needed.

Ready to Upgrade Your Equipment?

Get the tools and fitout you need now—without draining your cash flow.

Request a call or apply online today to access flexible funding with confidence.